The feeling has never been stronger to get out of debt NOW.
The dream is to be completely debt-free - meaning that we also own our home free and clear. For now, however, debt-free means paying off all of our debt outside of our home.
Brett and I don't use credit cards. We have one - but it is for business and emergencies and gets paid off every month. Our other remaining debt is my student loan and a second mortgage we took out to fund a business we were running. We own two cars and both are paid for and have been for over three years now. However, the remaining debt although relatively responsible - is high at around 70K. We want to set an agressive goal of paying this off by the end of 2009.
The possibility of this is: FREEDOM and PEACE.
My only other hope that anyone who happens to read this entry will also be inspired to become debt-free (fully debt-free) as soon as possible. In this spirit, I happened on a gentleman by the name of Dave Ramsey who teaches people how to become debt free. I am including some of his thoughts below which include conversations with others who have recently become debt free and can now scream - I AM DEBT FREE!!!
